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Understanding Loan-to-Value Ratio (LVR) and Its Implications in 2023

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What is LVR, and why does it hold so much weight when it comes to borrowing for property? Let’s dive in.

Navigating the Mortgage Cliff: Why Rolling Over to a Default Rate Might Not Be Best for You

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The term ‘mortgage cliff’ might sound ominous, and for many homeowners, it signifies a looming financial shift that demands attention.

Investment Property Loans: Navigating the Post-Pandemic Market

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What does the post-pandemic landscape look like for those interested in investment property loans?

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Narelle Kerstan Financial Services Pty Ltd, ABN:  90120642784 (Credit Representative:  392604) is a Credit Representative of Mortgage Specialist Pty Ltd (Australian Credit Licence Number 387025)

Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. Any recommendations made about a financial product are general advice only and has not taken into account your particular needs and circumstances. You should consider the Product Disclosure Statement to determine if the product is suitable for you before you decide to purchase it.